International Cash Advance © 2014

Important Legal Disclosures Governing your Transaction

Magnum Cash Advance is a short-term installment loan offered by International Cash Advance. Short-term loans are designed to assist you with a temporary cash flow solution. A short-term loan should not be employed as a substitute for traditional financing of major purchases. The purpose of a short-term loan is to provide temporary relief of voluntary or involuntary negative cash flow. There are no restrictions on how your short-term advance may be utilized. The advantages of a multiple payment loan from Magnum Cash Advance provide more favorable terms than the traditional two-week payday loan. However, these advantages over a typical two-week payday loan should not be viewed as a substitute for long term financing of a major purchase. Major purchases (home, auto, renovation projects, etc.) should be purchased with traditional long-term financing methods, which include mortgage financing, home equity loans, auto loans and leasing.

Magnum Cash Advance loans offered by ICA are not affiliated with any other loan entities that employ the Magnum name. These entities include: magnumcashadvance.org, My Payday Loan, paydayloanman.com, Advance Instant Loan, Magnum Loan Store, My Magnum Cash Advance, Payday Today, Magnum Cash Advance of DE, and many others. Magnum Cash Advance loans offered by ICA are governed by the laws of the BVI. The laws governing traditional long term loans and short-term loans vary from state to state and from country to country. All applications, transactions, and credit decisions involving your short term loan with Magnum Cash Advance are funded through International Cash Advance (ICA) and will be deemed by ICA to have taken place in BVI, regardless of where you may be viewing or accessing this site. Borrower is responsible for complying with any local statutory obligations that may exist in their state or area with respect to any transactions with ICA dba Magnum Cash Advance. If we approve your application, the disbursement of funds will be in compliance with ICA policy and headquarters in the BVI. ICA follows the laws of the BVI to govern this transaction. The laws of the BVI governing consumer loan agreements may differ from the laws of the state where you reside. If you do not want to enter into a consumer loan agreement based on the laws of the BVI, you should apply for a loan at a provider located in the city, state, or country where you live. All aspects and transactions on this site, including your loan approval will be deemed by ICA to have taken place in the BVI. This transaction shall be regarded by ICA as governed in accordance with the laws of the BVI without regard to its conflicts of law principles, regardless of the order in which the parties agree. The Agreement shall be deemed by ICA as executed at our location in BVI as designated herein. Your acceptance of our service confirms your prior acceptance of this Agreement. ICA follows the codes, statutes and laws of the BVI to govern this entire transaction. ICA dba Magnum Cash Advance will employ Teletrack credit services. I understand that Magnum Cash Advance will verify my employment history and income as necessary to process my application, and that this information will only be used to process my loan.